When you think about the future, it can be easy to focus on upgrading those kitchen counters or replacing those appliances instead of saving for your retirement. After all, since your retirement is decades away, how much could your meager contributions matter down the road? Although it might be easy to undermine the importance of savings, a little financial planning can go a long way. I have studied the importance of financial planning, which is why I want to spread the word about wise and prudent practices. Check out my website for helpful tips for saving, spending, and making a plan for your future.